Bad credit loans have been helping average Americans get a grip on their finances once more for many years. Let’s face it, applying for a loan when you have a poor credit score can be challenging to say the least. And it is especially challenging when applying through a traditional lender or bank. However, it shouldn’t have to be so difficult. And it certainly shouldn’t be held against you if you had financial hardships in the past. And that’s where bad credit loans come in. These loans are designed to save the day, even if you don’t have the best credit. And the best way to get your hands on bad credit loans is to use a loan-finder like Green Dollar Loans.

In this overview, you’ll discover all there is to know about bad credit loans, including what they are, what they cost, the pros and cons, the features and eligibility criteria, and how to apply.  

Best Bad Credit Loans 2022 – Quick Overview

1. Green Dollar Loans – Best Overall for Bad Credit Loans

2. Heart Paydays – Best for Same Day Personal Loans for Bad Credit

3. Low Credit Finance – Best for Loans for Unemployed Online Loans for Bad Credit

How To Get Personal Loans For Bad Credit

To apply for personal loans for bad credit, there are for basic steps to follow. Follow these steps, and you will be connected with a lender in no time at all.

Step 1: Visit the Green Dollar Loans Website 

Before you can begin the application process for personal loans for bad credit, you will need to go to the Green Dollar Loans website. Here you will see some drop down menus and sliders which are used to make loan amount and term selections.

> Click Here to Request Funds Online at Green Dollar Loans

Step 2: Select Your Loan Amount & Term 

Next, you will need to select your loan amount ($100 to $5000) and your repayment period (2 to 24 months) for your personal loans for bad credit. Keep in mind that the amount you choose and the term you choose will impact the final amount you will be required to pay every month. Taking a look at what’s available in your budget is a good idea at this point.

Step 3: Make a Quick Application 

Then, you will need to fill out the application form for loans for bad credit using your basic personal information. Prompts will guide you through the form and you can expect to provide your name, social security information, banking details, payslips, and bank statements, and a list of your monthly expenses so that an affordability assessment can be carried out.

Step 4: Get Your Loan Once a Decision Has Been Made

Next, you will need to submit the application form, and receive a decision within 2 minutes. If a lender can assist you, it will be indicated, and you will be able to decide if you want to go ahead or not. If you do, the lender will ensure that they go over the ins and outs of the loan you are getting into. You should also ask questions and ensure that you’re comfortable before you sign the loan agreement and get the cash. Payouts usually take 60 minutes, but in some instances, you may wait 24 hours.

> Click Here to Request Funds Online at Green Dollar Loans

What Are Online Loans For Bad Credit? 

Online loans for bad credit are quick and easy to apply for personal loans that can typically be repaid over a maximum of 24 months. There are many different ways you could apply for online loans for bad credit, and whichever way you choose should be the method that works best for you.

However, one of the easiest ways to apply for personal loans with bad credit is through a loan finder service such as Green Dollar Loans. This is because loan finders work with trustworthy, reliable lenders who offer transparency and responsible lending.

> Click Here to Request Funds Online at Green Dollar Loans

What States Can I Get Personal Loans With Bad Credit? 

Before you start applying for personal loans with bad credit, you should be sure that they are available in your state. You can find installment loans for bad credit in the following 10 US states:

  • Alabama
  • California
  • Nevada
  • Texas
  • Colorado
  • Montana
  • South Dakota
  • New Hampshire
  • Florida
  • Ohio

Note that the payday loan providers reviewed in this overview do not operate in the following states: Minnesota, Indiana, West Virginia, Vermont, South Dakota, Montana, New York, New Hampshire, Connecticut, and Arkansas.

What Are the Benefits of Loans With Bad Credit? 

There are many incredible benefits of applying for installment loans for bad credit via Green Dollar Loans, including:

  • Quick, easy application process – it only takes a few minutes to process a loan with Green Dollar Loans.
  • Two-minute feedback – there’s no waiting around, nail-biting, or stressing about the outcome of your loan. Wait for two minutes, and you’ll know!
  • Loan amounts up to $5000 – flexible loan amounts are important. You never know when you may need a quick $300 to get you through a rough patch or a couple of thousand when hard times strike.
  • Repayment periods up to 24 months – there’s no reason to try to rush through your loan repayments if it’s going to put your budget under strain.
  • Payouts within 60 minutes – quick payouts are just one of the reasons why so many people turn bad credit loans via Green Dollar Loans. Need cash now? No problem – you can get it!

> Click Here to Request Funds Online at Green Dollar Loans

What are the Best Personal Loans Bad Credit? – Review on Green Dollar Loans

After investigating our editor’s number one pick for bad credit loans providers, we’ve come to our conclusions as follows:

What We Like About Loans For Bad Credit Online

  • Loans up to $5000
  • Up To 24 months to pay
  • Low income applicants accepted
  • Poor FICO scores welcome
  • Speedy payouts

What We Dislike About Bad Credit Personal Loans

  • Interest rates can be quite high

In general, you can expect the following when applying for small loans for bad credit through Green Dollar Loans:

  • Min/Max Loan Amounts: $100 – $5000
  • Min/Max Loan Terms: 3 – 24 Months
  • APR Range: 5.99% – 35.99%

To conclude our review on Green Dollar Loans, there is no better loan finder service to use to find small loans for bad credit. Applicants with poor credit records are freely accepted, and low-income earners can also easily apply. Applicants can borrow up to $5000 per bad credit loans online and can select a repayment period of up to 24 months. The applicant can indicate their requirements when applying for bad credit loans online through Green Dollar Loans.

Keep in mind that Green Dollar Loans is not a lender. Instead, the company provides a professional loan-finder service that’s entirely free to the borrower. This means that you stand to find the ideal loan for you, save time and money on the entire process, and Green Dollar Loans won’t expect a thing from you.

> Click Here to Request Funds Online at Green Dollar Loans

Overall, We score Green Dollar Loans as follows:

Loan Amount & Term Flexibility (10/10):

We think that Green Dollar Loans truly shine when it comes to loan amounts and flexible terms. Applicants can select their own loan amounts and repayment periods when applying for bad credit personal loans. Applicants can borrow up to $5000 and choose up to 24 months to repay. It’s always a good idea to discuss a comfortable repayment period with the lender to ensure that you don’t over-indebt yourself or cause a cash flow halt in your life.

Speed of Service (8/10):

Green Dollar Loans offers a service speed that is second to none. In fact, it’s one of the main reasons that Green Dollar Loans is so popular. Many applicants will receive their bad credit personal loans payout within 60 minutes, but a few applicants may need to wait up to 24 hours or until the next working business day to receive their personal loans bad credit.

Customer Support: (10/10):

There’s nothing worse than buying a product or service and then realizing that there’s no way to contact the supplier. You may have questions regarding your loan or wish to figure out how something works, and the only place to turn is the loan provider themselves. When it comes to customer support, Green Dollar Loans truly shine because applicants are put in direct contact with the lender to finalize their personal loans bad credit.

Fees & Range of Choices: (8/10):

Big Buck Loans is free to use when applying for loans for bad credit online, and there are many different loans for bad credit online options to choose from. However, the interest rates can become quite high, reaching 35.99% per loans with bad credit. That said, the fees can also include penalties if you pay late, miss a payment, or try to settle your loan agreement early (lenders make their income through loan terms).

> Click Here to Request Funds Online at Green Dollar Loans


Who Can Apply for Loans For People With Bad Credit?

Via the Green Dollar Loans platform, anyone over the age of 18 who is a permanent US citizen and earns a minimum of $1000 per month may apply for loans similar bad credit loans guaranteed approval. However, if you are specifically looking to apply for bad credit loans guaranteed approval, you, unfortunately, won’t find one as no credit provider can guarantee your approval for a loan, regardless of how much you earn or how good your credit may be.

This is because it is a legal requirement for lenders to carry out credit checks on borrowers applying for loans. This doesn’t mean that you can’t get a loan if you have bad credit. On the contrary, there are many alternatives to bad credit loans guaranteed approval via the loan-finder sites we have reviewed above.

What Are The Fees To Apply for Bad Credit Loans Online?

On the top of your list of priorities should be understanding the fees that apply to your loan. You will be paying the fees, and so it’s important to be familiar with them before signing your loan deal. Applying for small personal loans for bad credit through Green Dollar Loans, you won’t be charged any fees for your application, nor will you encounter any hidden fees.

The main fee or “cost” when applying for small personal loans for bad credit is the loan amount plus the interest you will be charged. However, how much interest you will pay depends on how much you have borrowed, how long you are repaying it over, and the interest rate. The interest is added to the loan principal and then divided by the number of months in the loan term. That will present you with an installment amount that is expected each and every month.

What Are The Requirements For Small Personal Loans For Bad Credit?

It’s not the end of the world if you have bad credit, and it’s not the end of the road for you in terms of loans either. If you have bad credit, you may apply for a loan, but you will need to meet the criteria set in place by the lender. To apply for loans for people with bad credit on Green Dollar Loans, you need to be 18 years old+, earn $1000+ each month, be a US citizen or resident, and have a current US mobile number, bank account, and residential address.

You will also need to have all your supporting documents, such as a copy of your ID, proof of address (usually a utility bill), your latest 3 months’ bank statements, and your latest 3 pay slips (if applicable). You will need to provide all these documents so that the lender can confirm all the details you have provided about yourself. If you are unable to provide all your supporting documents or do not meet all the eligibility requirements, your applications for loans for people with bad credit may be declined.


Green Dollar Loans is a well-reputed loan finder service dedicated to assisting all those who apply for loans with bad credit through them. The application process for bad credit loans is simple and hassle-free, taking applicants less than 5 minutes from start to end – it’s well worth your time!

Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only.

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